Health Insurance for Individuals, Small Businesses and Seniors
Malone and Associates is a family owned insurance resource for you, your family and your small business. The company policy is to take a consultative angle to make sure your needs are understood and the best insurance solution is proposed. You will never be oversold and you will have a single point contact for your insurance needs.
Pam specializes in offering the same customized service to individuals and small businesses that large businesses usually receive. Pam’s background as an employee in Corporate America, owner of a successful business employing 15 people, and a self employed individual, gives her a unique perspective. With 12 years of experience, she understands the needs and customizes the health insurance by representing a number of carefully selected insurance companies that strive to provide their clients with the best offerings for the best price.
As a small group representative, she analyzes the company’s requirements and offers the decision maker choices as to how they can best meet the needs of their employee family as well as meet the financial responsibility involved with providing insurance.
She has a passion for helping those in COBRA, offering choices that provide for the individual or the family, without having to pay extraordinary monthly premiums. She will analyze your situation and make a recommendation that will work for you. She is more than willing to advise NOT to make a change, if this is in your best interest.
Senior Plans provide choices for supplemental policies prior to or after the individual has enrolled with Medicare A & B. Medicare has many shortcomings that these plans address. Pam has a plan which provides co pays for medications and doctor visits, without the additional monthly premium that is usually charged. This unique government sponsored program is not for everyone, but can be a life saver for those in Tarrant, Rockwall, Dallas, Denton, Kaufman and Collin counties who may be struggling with meeting those bills on a fixed income.